Welcome to SpendNowPrepaid. By accessing or using our website and services, including our prepaid debit cards, you agree to the following Terms and Conditions. Please read them carefully.
1. Eligibility
To use SpendNowPrepaid services, you must:
Be at least 18 years old.
Provide accurate, complete, and up-to-date personal information.
Comply with all applicable laws and regulations.
2. Account Registration
You must create a SpendNowPrepaid account to use our services.
You are responsible for maintaining the confidentiality of your login credentials.
Any activity under your account is your responsibility. Notify us immediately if you suspect unauthorized access.
3. Prepaid Card Use
Your SpendNowPrepaid card can be used wherever Visa/Mastercard is accepted, subject to card limits.
The card is not a credit card; you may only spend the funds loaded onto it.
Do not use the card for illegal transactions.
4. Fees and Limits
Fees, reload limits, ATM withdrawal limits, and other charges are disclosed in the Fees & Limits section of our website.
SpendNowPrepaid reserves the right to modify fees and limits with prior notice.
5. Loading Funds
6. Lost or Stolen Cards
Immediately report lost or stolen cards to our support team.
We may block or cancel your card to prevent unauthorized transactions.
Replacement cards may be issued in accordance with our policies and fees.
7. Privacy
8. Limitation of Liability
SpendNowPrepaid is not liable for indirect, incidental, or consequential damages arising from the use of our services.
We do not guarantee uninterrupted access or error-free transactions due to circumstances beyond our control.
9. Termination
We may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or breach applicable laws.
You may also close your account at any time following our account closure procedures.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States. Any disputes will be resolved in the competent courts of the applicable jurisdiction.
11. Changes to Terms
SpendNowPrepaid may update these Terms & Conditions at any time. Updates will be posted on our website with a revised effective date. Your continued use of our services constitutes acceptance of the updated terms.
12. Contact Us
For questions regarding these Terms & Conditions:
