SpendNow Debit Account
A Debit Card Built for Your Needs
The SpendNow Reloadable Prepaid Card makes managing your money easy and flexible. Add funds whenever you need and shop, pay bills, or make purchases — anytime, anywhere.
No credit check
No minimum balance
No activation fee
Access your money when you need it most.
Get Paid Sooner with SpendNow
Enjoy faster access to your funds and manage your spending on your terms — safely and conveniently.
Stay in Control with Card Management Tools
Misplaced your card? No worries. Instantly pause your SpendNow using our Card Controls feature. Block unauthorized use in seconds while we assist with a replacement — keeping your money safe and your mind at ease.
Answers to Your Questions
What is a SpendNow Debit Account?
A SpendNow Debit Account is a flexible, reloadable account that gives you the convenience of a debit card without the need for a traditional bank. You can add funds, make purchases, pay bills, and access your money anytime.
How do I add money to my SpendNow Debit Account?
You can load funds through direct deposit, cash reload locations, mobile check deposit, or transfers from another account. Choose the option that fits your lifestyle.
When will my direct deposit be available?
With SpendNow, direct deposit funds can be available up to 2 days earlier than with traditional banks — giving you faster access to your money when you need it.
Is my SpendNow Debit Account secure?
Yes! Your SpendNow Debit Account comes with advanced security features like Card Controls, fraud protection, and account alerts to keep your money safe and your information secure.
Where can I use my SpendNow Debit Card?
You can use your SpendNow Debit Card everywhere major debit cards are accepted — in-store, online, and at ATMs for withdrawals and balance inquiries.
